How Ghosts in China withdrew money from my A/C Sterling Bank Nigeria

On 06-Sep-2014 around 0100 Hrs i got unusual SMS alerts, I powered my Laptop to confirm exactly what was happening from the email alerts, which are usually more detailed containing things like time stamp, point of withdrawal break down of charges etc.  I got 4 SMS and email alerts that is NGN 66,991.90 *2 and N240 * 2 as the ATM charges. Bottom line, I lost over $820.  After confirming indeed I have lost money at around 0120 hours I called my bank’s customer care to inform them of what has happened and to suspend my card immediately. My card was suspended and as usual they promised ‘to get to the bottom of the matter’ and get back to me by the next working day which was 08-September-2014.

Preventing Fraud

This are very nice materials i came across.

Please feel free to read and share :-)


Fraud management in the Australian context

Australian Fraud Management Standard

Online Fraud Booklet by Microsoft

The Best Interview Questions You Should Always Ask

Most people preparing for an interview think about all of the “tricky” questions they’re likely to be asked. And plenty of books have been written telling you how you should best answer them.

But have you ever considered the questions that you should be asking the interviewer? They’re just as important. Right at the end of the interview (if not before) you will probably be given the chance to do the questioning. Seize on that moment. It’s your time to shine. Don’t be passive. Speak up!

Also, don’t forget that an interview is a two-way street and you need to find out if the company and the position is truly a good fit for you.

Technical Support Engineer - Kenya

Job description- Technical Support Engineer - Kenya

Areas of responsibility

• Provide technical Support for Customer on Gilat’s products (RF and Satellite communication) including customer tickets solving, upgrades, Installation, etc.
• Lead Demo’s World Wide related to Gilat’s products and solutions
• Working with CRM system
• Meet customers SLA

Since You Can't Manipulate Time, Try These 13 Time-Saving Tips

As an entrepreneur you have no limits or restrictions. There is nothing that you can’t achieve. Well, except for freezing time.

Time is the most valuable commodity to an entrepreneur. Most of us would do anything to have another hour in the day. But until someone creates an app to manipulate time, we are forced to manage our time extremely efficiently. Here are 13 tips to help make your days more productive.

1. Schedule “You” time. Set aside a block of time to get your personal stuff out of the way. Things such as paying bills and attending to personal emails can take away from your work.

Shortet speech by CEO of Coca Cola

The Leader's Journey- Understanding the 6 Levels of Delegation

Delegation is a great way to manage time and build confidences in the decision making skills for your direct reports. Delegation helps motivate your staff by giving them responsibility. Your team will benefit by participating in activities and the decision making process; therefore becoming more capable and autonomous over time.

The organization will benefit from having a pool of staff that can cover each other, take more responsibility and resolve issues on their own. Please remember not to delegate responsibility without giving the authority to complete their assignment. So often we give our Team Leaders or Supervisors additional projects or assignments and then tie their hands by not giving them the authority to successfully complete their mission.

Wise Words from Steve Jobs

Awilo Longomba- Bundelele OFFICIAL VIDEO

Awilo the African Legend is back.

Shaa - Sugua Gaga (Official Video)

20 Signs You’re Succeeding In Life Even If You Don’t Feel You Are

We all feel like failures from time to time. While this is a normal feeling, you have to find a way to see yourself and your life from a different perspective. Sometimes we ignore the “little things.” Just because you are not a millionaire, don’t live in a mansion, and you don’t drive a fancy car, that doesn’t mean you’re a failure. In fact, it’s quite the contrary.

Here are 20 signs that you are succeeding in life:

1. Your relationships are less dramatic than they used to be.

Vacation Relaxation?

Three German students surprise a homeless guy

A German student was walking in the street and noticed a homeless man begging for money from pedestrians, without much luck..so the student asked him to borrow his bucket.

Ebola Outbreak: Sky News Special Report From Alex Crawford In Liberia

The worst Ebola outbreak ever is spreading and will almost certainly extend across West Africa unless there is cross-country co-operation and urgent international assistance.

10 brain damaging habits that you must know

Top 10 Brain-Damaging Habits

Do you know some of your daily habits that can Damage your Brain?

Yes, these simple 10 daily habits are damaging your brain. The human brain is one of the most important parts of the human body. Human Brain is like the CPU that helps us think and do our daily tasks and brain also take care of all the organs and assigns them work to do. So being the most delicate part of our body we must take care of it. To stay healthy and fit you must take care not to damage the brain by any ways. Damaged brain can lead to a number of health complications inour whole body. The World Health Organization has recently released a list according to their research, the Top 10 daily habits that can damage your Brain.

Today's Joke

The Secrets to Realistic New Year’s Resolutions

Are you thinking about making the new year a fresh start? Not so fast! Some say new year's resolutions are a waste of time as they are nothing more than a long list of "shoulds" that we don't take to heart. Make this year different. Take time to plan your new year's resolutions carefully and avoid the post new year let-down. Let's face it, graduate students don't have a lot of time to waste on new year's resolutions that aren't effective. Plan your new year's resolutions carefully this year and choose realistic goals that you can keep.

Choose Carefully
A long list of resolutions will set you up for failure. Think carefully about what you’d like to change. Conduct a short self-evaluation to determine what goals are right for you. Choose only one or two goals as your resolutions. Be

Never Argue with stupid people

Drinking Water

7 Dangers to Human Virtue

25 Common Characteristics of Successful Entrepreneurs

Regardless of your definition of success, there are, oddly enough, a great number of common characteristics that are shared by successful businesspeople. You can place a check beside each characteristic that you feel that you possess.

Difference Between a Politician and Statesman

Yes I was raised; that is Why I am now trying to raise others!

Powerful words from Bishop T.D. Jakes

There are people who can walk away from you. And hear me when I tell you this! When people can walk away from you: let them walk.

I don't want you to try to talk another person into staying with you, loving you, calling you, caring about you, coming to see you, staying attached to you. I mean hang up the phone. When people can walk away from you let them walk. Your destiny is never tied to anybody that left.

Today's joke

My neighbour's wife just gave birth to
twins yesterday. He told me he is tired of regular
names for
twins like:
Taiwo & Kehinde,
Peter & Paul,

Today's word

20 Positions open at Gateway Communications - SA & Nigeria

IP Network Engineer

Ref. IPNE/SA/04

Location: Southern Africa based from Johannesburg. 

New Business Development Managers – Ref. BDM/CA/01

Territory: West or Central Africa

3 Tools Your Startup Needs to Raise More Money

The old saying, it takes money to make money, is especially true when it comes to technology startups. But I’d follow that up with a saying of my own: Taking money is a pain in the butt. Fundraising is simply tedious. It takes forever and shifts your focus away from the priority of growing your business.

The good news is that we live in an era with an app for every pain. I’ve raised millions in funding over the past couple of years, and through this journey I have discovered a number of apps that have helped me to stay sane and be more efficient.

8 Simple Ways To Get Rid Of Belly Fat

It is difficult to get rid of belly fat but we found ways to eliminate belly fat forever.

1. Start your day with lemon juice This is one of the best therapies to eliminate belly fat. Pinch some yellow juice into a glass of warm water and add some salt to it. Continue drinking this every morning to boost your metabolism and to get rid of that paunch.

Don’t Ruin Your Résumé

I’ve spent quite a bit of time recently sifting through résumés while preparing to get my latest venture Gravity4 off the ground. We’ve been blessed to have gotten over 5,000 resumes even before launch.

Time to act....

CLEAN YOUR KIDNEYS

CLEAN YOUR KIDNEYS

Years pass by and our kidneys are filtering the blood by removing salt, poison and any unwanted entering our body. With time, the salt accumulates and this needs to undergo cleaning treatments and how are we going to overcome this?

MAVINS - DOROBUCCI ft Don Jazzy, Tiwa Savage, Dr SID, D'Prince, Reekado Banks, Korede Bello, Di'Ja

5 Open Jobs at Appliance World, Uganda

5,000 Open Positions at Kenya Defense Forces

Deadline: 25/07/2014

Please click here to apply

Back Pain: what you should know.

How the stock market works

How the stock market works

Once upon a time, in a place overrun with monkeys, a man appeared and announced to the villagers that he would buy monkeys for $10 each. The villagers, seeing that there were many monkeys around, went out to the forest, and started catching them. The man bought thousands at $10 and as supply started to diminish, they became harder to catch, so the villagers stopped their effort.

The man then announced that he would now pay $20 for each one. This renewed the efforts of the villagers and they started catching monkeys again. But soon the supply diminished even further and they were ever harder to catch, so people started going back to their farms and forgot about monkey catching.

The man increased his price to $25 each and the supply of monkeys became so sparse that it was an effort to even see a monkey, much less catch one. The man now announced that he would buy monkeys for $50! However, since he had to go to the city on some business, his assistant would now buy on his behalf.

While the man was away the assistant told the villagers, “Look at all these monkeys in the big cage that the man has bought, I will sell them to you at $35 each and when the man returns from the city, you can sell them to him for $50 each.” The villagers rounded up all their savings and bought all the monkeys. They neither see the man nor his assistant again, and once again there were monkeys everywhere.

Today's Joke

50 Open Positions at Kenya Pipeline

1. ASSISTANT MANAGER (TRANSPORT & LOGISTICS)
2. ASSISTANT MANAGER (WELFARE & EMPLOYEE RELATIONS)
3. SENIOR HUMAN RESOURCE OFFICER (HURIS)

How to Get Rid of Stretch Marks Fast

Stretch marks are unsightly scarring that result from the skin stretching too much or too quickly as in the case of pregnancy. On the other hand, drastic weight loss can also result in stretch marks that start out red or purple and then turn white in time. Here's how to get rid of stretch marks fast.

10 Signs You're In The Wrong Relationship

Let's face it: When we're newly coupled up, we tend to look at our partner -- and the budding relationship itself -- through a pair of proverbial rose-colored glasses.

Any flaws we detect in our partner are all too easily written off: He shies away from introducing you to his immediate family? It will happen when it happens. She has a tendency to leave dirty dishes and shoes scattered around the house? You're neat and orderly enough for the both of you.

But once you get real about your relationship and consider it for all that it is -- and all that it isn't -- there are some issues that are just too serious to overlook. Below, dating and marriage experts weigh in with 10 red flags they say should be cause for concern in any relationship.

1. You feel the need to change who you are to make your partner happy.

We all change a bit when we're exposed to a new partner and their individual tastes -- you binge-watch an entire season of "House of Cards" because your boyfriend loves it or attempt to go

5 Signs That You Should End Your Relationship

It's amazing how many red flags we're willing to run right through when we think we've finally met "the one." This isn't a gender-specific issue, though women may be prone to overlook a few more flaws than men (particularly those who harbor the "bad boy" fetish).

The "whys" and "what-fors" in regard to turning a blind eye to a partner's bad behavior is probably an issue better left up to a different kind of professional. But I can certainly share with you what flashing red lights you ought not to ignore -- ever. Now, in most cases, people spot these problems early on and manage to extricate themselves from the relationship. But for those of you who need a reminder of some real reasons for you and your partner to consciously uncouple, I've got five for you:

1. There's no attraction.

Do NOT let anyone guilt you into trying to build a non-existent attraction for some guy who may look good on paper, but in no way whatsoever makes you even a teeny tiny bit weak-in-the-knees. Give it a couple of dates if you must, but feel free to move on if the sparks don't start flying soon. You can't manufacture attraction.

26 Vacant positions in EABL - (Cameroon, Ethiopia, Ghana, Kenya, SA, Tanzania, Uganda)

Please Click Here to Apply

Famous Failures

Discover Kenya with Moyo

Managers Joke

DO YOU WANT TO OWN A PIECE OF NAIROBI...?

Greetings,

We have amazing pieces of property that are available for sale in Nairobi as below:-

1. Donholm. 
New Donholm estate near Living World Africa Church. 3 bedroom with one master en suite , lounge, dining area, WC room, built up area  - 985 square feet

50 Open Positions at TECNO Mobile

1. After-sales Manager
2. Sales Engineers

Please click Here to Apply

POLICE RECRUITMENT REQUIREMENTS HAPPENING ON 14TH JULY, 2014 COUNTRYWIDE- Kenya

POLICE RECRUITMENT REQUIREMENTS HAPPENING ON 14TH JULY, 2014 COUNTRYWIDE.

An Applicant shall be person who:

1. Is a citizen of Kenya
2. Possesses a minimum qualification of ‘D+’ Plus in the Kenya Certificate of Secondary Education (KCSE) examination.

20 Must-Try Foods Across Africa

There is one thing we Travelstarters take special, it is African foods. Don’t blame us; one of the best travel experiences is food and there are a lot of delicious foods in Africa.  From the best staple foods in East Africa to Barbecued meats – Suya in West Africa and all other savoury dishes in North, South and Central Africa, which are made with love and we treat these foods with appreciation.

Africa cuisine is a voyage of discovery as the foods are actual reflection of African history and culture. If you want to get acquainted with an African country, the best thing to do is to taste your way through the country.

As you travel across the African countries, you will discover that there are regional likenesses in most neighbouring countries but each country has an exceptional culinary signature. Here are our 20 must-try foods across Africa:

1. Braaivleis

     Photo Source: Steve Crane on Flickr

Braaivleis is a popular food in Namibia,

20 Open Positions at Ethiopian Airlines

International Job Openings

Position:	Manger Pilot Training
Location:	Addis Ababa
Closing Date:	Open via email

Position:	Simultor Instructor
Location:	Addis Ababa
Closing Date:	Open via email

Tips For Reducing Your Broadband Usage Cost

1.     Choose The Right Service Plan
Ensure that you select a service plan that is appropriate for your needs and lifestyle at the time of subscribing to our service. Otherwise, it is pretty easy to switch your service plans as your needs evolve. Just call our Customer Care representatives to get this done.

1,000 Open Positions at National Land Commission - Kenya

1. Office Assistants, NLC Grade 9 (47 Posts)
2. Clerical Officers, NLC Grade 8 (154 Posts)
3. Records Management Assistant, NLC Grade 8 (47 Posts)
4. Human Resource Management Officer, NLC Grade 7 (47 Posts)
5. Land Adjudication and Settlement Assistant, NLC Grade 8 (402 Posts)

3 Open positions at Orange Kenya

1. Customer Service Manager
2. Corporate Voice Product Manager
3. Business Manager Coast Region

Please Click here to apply

Today's words of wisdom

Ten Things That Will Never Fail You

Why Most Entrepreneurs Fail

Staring any new business is a massive undertaking only for the brave. Whatever the scale of your venture it is likely to be an all-consuming life-altering passion, especially in the early days.

Sadly, many new companies fall by the wayside. The Small Business Administration says that only half of new establishments survive five years and two-thirds fail within 10 years.

For companies who take venture capital the numbers are even worse. About three out of four fail to deliver projected returns, according to research conducted by Harvard Business School lecturer Shikhar Ghosh. It’s a number that’s vastly greater than previous failure rate estimates of 35 to 30 percent, made by the National Venture Capital Association.

10 Vacancies at e-Recruiter, Nigeria

S/N	Title	Location
1	Development Director	Lagos, Nigeria
2	Field Marketing Manager	Lagos, Nigeria
3	Sales Consultants	Lagos, Nigeria
4	Associate – Private Equity (Real Estate)	Lagos, Nigeria
5	Head of Internal Control	Kogi, Nigeria
6	Head - Internal Control	Akure, Nigeria
7	Internal Control Officer	Lagos, Nigeria
8	Country Sales Manager - Nigeria	Lagos, Nigeria
9	Welder/Fabricators	Ogun, Nigeria
10	Safety Coordinator	Kogi, Nigeria

Please click here to apply

Alleged fraud, bribes swirl over World Cup host Brazil’s new stadium

The Brasilia stadium that will host the 2014 World Cup. At a cost of $900 million it is the second-most expensive sporting facility in the world.

BRASILIA, Brazil – The cost of building Brasilia’s World Cup stadium has nearly tripled to $900 million in public funds, largely due to allegedly fraudulent billing, government auditors say.

Biometric registration of bank customers begins in Lagos

The Central Bank of Nigeria has announced the commencement of biometric registration of bank customers in Lagos.

As a result, bank customers in the state will be issued a unique identification number called Bank Verification Number.

A statement quoted the Managing Director, Nigeria Interbank Settlement System, Mr. Ade Shonubi, who is also the Head of the BVN Project Management team, as saying “This exercise has started in selected bank branches in Lagos. This is the first phase of the country-wide rollout. Already, banks’ headquarters servers have been configured, deployed and tested; and their staff members have been trained in preparation for the enrolment and verification of end users who are all bank customers.”

Office Etiquette: Tips To Overcome Bad Manners At Work

“James” (name changed) didn’t realize he was causing anger and frustration among his coworkers. Because he scheduled meetings back-to-back, he would regularly show up to his next meeting 10-15 minutes late. James also checked his email messages and took cell phone calls – during meetings.

Top Five Ways to Make Your Android Device Run Faster

You may have a Samsung Galaxy S III with a lightning-fast, quad-core processor, or a Motorola RAZR i with its 2GHz Intel chip, either of which will likely run so fast that you won’t be able to keep up. On the other hand, you might have one of the many older or mid-range Android devices that were impressive upon release but now have a bit of trouble handling that recent Jelly Bean update.

5 Vacant positions at Chemonics International

1.  Chief of party, Tanzania
2.  Chief of party, Zambia

EMEAR (Nigeria)- Business Analyst Intern - Sales

Job Category:Intern - Sales
Job Description:Business Analyst Intern
The Opportunity:

We are looking for a Business Analyst Intern to support the local General Manager in Nigeria.
The ideal candidate will have demonstrated passion for working in global teams, and possess advanced communication and analytical skills. The candidate

13 Positions at Mercy Corps Across Africa: (DRC- Congo, S. Sudan, Central African Republic, Senagal, Liberia, Mali)

S/N	Job Title	Location
1	Design, Monitoring, Evaluation and Learning (DMEL) Director- DRC	Goma, Nord-Kivu, Congo - Kinshasa
2	Programme Development & Quality Assurance Manager, South Sudan	Juba, Central Equatoria, South Sudan

10 Open Positions at Stanbic IBTC Bank - Nigeria

1. PBB Marketing manager
2. Relationship Manager, Commercial Banking - Lagos
3. Branch Manager- Kontagora
4. Asset Custodian - NORTH (Maiduguri, Makurdi, Damaturu, Yola, Jalingo, Otukpo, Katsina, Makurdi)
5. Relationship Manager, Expatriate & Diaspora Banking - Lagos
6. Relationship Manager, Int'l Org., Public Sector Group
7. Manager, Information Risk
8. Manager, Operational Risk
9. Head, Fixed Income Trading
10. Facilities Officer

Please Click here to apply...

10 Vacant Positions at IBM Nigeria

1. Specialty Sales Representative - Cloud & Smarter Infrastructure
2. Specialty Sales Representative - Cloud & Smarter Infrastructure

Professional Writing Skills Training

Getting Your Written Message Across Clearly.

Accountant I vacant position at fhi360

Accountant I needed in Abuja.

Please click the link below for more details.

10 Vacancies at fhi360, Nairobi, Kenya

1.  Senior Technical Officer, Partnerships
2.  Commodities and Distribution Manager

4 Vacant Positions @ Phillips Consulting, Nigeria

1. Executive Director Lagos, Nigeria

THE 13 BEHAVIORS OF A HIGH TRUST LEADER

By Stephen Covey

What separates the great leaders from the good ones? What makes a manager a manager of choice by her reports, peers, and boss? What makes an individual credible with customers, suppliers, distributors, investors, and other stakeholders? While there are many dimensions to these questions, there is one common thread throughout: being an individual who can be trusted.

Tips for Running Effective Meetings